We work with key external partners to help analyze and coordinate what insurance is best for clients’ financial goals and risk exposure.
Similar to life insurance companies, Sunstone Trust Company is aligned to our clients for the long term. In our commitment as a fiduciary, our focus is on appropriate advice from seasoned practitioners, tailored for our clients in the context of their personal, investment, and tax situations.
For many clients, life insurance can help address these needs for domestic and global citizens. With this in mind, third parties are available to analyze and coordinate which particular types of insurance are best for each client’s financial goals and actual risk exposure, as well as which structures and strategies can house, finance, and shield investments.
We recognize that as a family’s wealth grows in size and complexity, the need to manage taxes, philanthropy, and intergenerational wealth transfer to heirs increases materially. Harnessed correctly, investments within life insurance can be a uniquely powerful asset class due to its tax-effective nature, treatment of income and capital gains, and ability to compound wealth over time. Additionally, for clients’ balance sheets, especially for legacy planning, insurance instruments can relieve some anxiety surrounding, maintaining, and spending significant wealth.
Sunstone Trust Company is not an insurance company or an insurance broker. We do not broker insurance or accept commissions or related fees.